Health Sherpa question

[w@s@b1_W]

Hey guys, my mom's trying to get health insurance, since she can't get on my stepdad's work plan.

She's been looking at ACA policies, and here's the weird thing: she found the exact same policy on Health Sherpa that was about $50 cheaper per month than what she saw on Healthcare.gov.

That sounds a little too good to be true, right? Is Health Sherpa a legitimate site, or what's the deal with that price difference? Any insights would be super helpful!

 

[Spatula Sensei]

Hey guys, my mom's trying to get health insurance, since she can't get on my stepdad's work plan.

She's been looking at ACA policies, and here's the weird thing: she found the exact same policy on Health Sherpa that was about $50 cheaper per month than what she saw on Healthcare.gov.

That sounds a little too good to be true, right? Is Health Sherpa a legitimate site, or what's the deal with that price difference? Any insights would be super helpful!

HealthSherpa is a legitimate govt approved partner using a system called Enhanced Direct Enrollment. The price difference you're seeing is almost certainly in how the subsidy or tax credit was calculated. Did your mom use her precise MAGI when getting the quote on both sites?

 

[Toredo_]

Health Sherpa's legit, they pull directly from the ACA database. The price difference usually comes down to how subsidies are calculated or displayed. But yeah, if it's cheaper for the exact same plan, lock it in